All you need is the recipient's email.
Wallet addresses, network choices, gas fees — not the user's concern. Their inbox is the receiving address.

Send, request, and pay non-members. Stablecoin-based global finance made simpler.
Send money with just an email address.
Most wallets only send. BitPal also bills by email — even to people whose wallet address you don't know, or who haven't signed up.
Wallet addresses, network choices, gas fees — not the user's concern. Their inbox is the receiving address.

A payment link is emailed to them automatically. Splitting bills, settling up, dues — no need to send account numbers over chat.

Sending to non-members
It's fine if the recipient hasn't signed up. They receive it via a claim link in their inbox. If they don't claim within 7 days, the funds return to you automatically.

We don't ask whether the recipient is registered. An email line and an amount — that's it.

A payment card lands in their inbox. After ZK-email identity check, one click finishes it.
If unclaimed after 7 days, the funds return to the sender's balance automatically. Nothing gets lost.

Non-custodial
Your balance lives in smart contracts, not BitPal's ledger. Even if BitPal disappears, the funds stay where they are — verifiable by anyone.

Non-custodial
Payment funds live in the P2PEscrow contract. Nobody touches them except via claim or refund paths.

Verifiable
On-chain balances and transactions are public. Even if BitPal disappears, the funds stay where they are.
ZK Email
Your inbox is the key. No seed phrase to memorize or back up.
Get the Email · Wallet
No credit card. No seed phrase. Funds live in contracts. Unclaimed transfers auto-return.
FAQ
There's no transfer cap right now. Identity-verified limits will be introduced in a later update.
Yes. Just their email address is enough. They claim the funds via a link delivered to their inbox.
Yes. BitPal sponsors gas. Users only carry the transfer amount.
After 7 days, unclaimed funds auto-return to the sender's balance. Nothing gets lost.
USDC on 3 mainnets — Base, Arbitrum, and Optimism. All stablecoins, so you send and receive 1:1 with no price swings.